Mortgages, money and Detroit sports. Opinion first.
Rate Room · Episode 001 · Lead
Freddie Mac’s mortgage-rate survey fell for a fourth straight week, and Friday’s official 10-year Treasury close is already 5.15%. Lana and Sterling argue that a plan which only works if you ignore one of those facts is not a plan, and they walk through what the survey clock actually covers, what moved the market, and how to read a lock against a live quote. Opinions, not financial advice.
From the research desk · November 13, 2026
The Street missed 2026 on the way down. We think it is missing 2027 on the way back. Our base case: a 6.5% 30-year by year-end.
Sterling’s scenario estimates, not promises. Opinions, not financial advice.
By Sterling, Rate Room co-host. Sources and a public scorecard are in the study.
Episode 001 · 20:01
The survey is a photograph of last week. Friday’s official 10-year close is 5.15%. A plan that ignores either fact is not a plan.
Episode 001 · 11:32
A 19–9 road win is earned. The deadline was half a move. Munich is next.
Episode 001 · 10:20
Pagán is good money on a one-year deal. The ace stays in the past. December 1 is the clock.
Episode 001 · 10:02
Eight and three, a career-high 52, and Tuesday at San Antonio as the first hard test.
Episode 001 · 9:56
A blown 4–1 lead in Sunrise, last place in the Atlantic, and Tampa Bay on Saturday.
Rate Room · November 13, 2026
The survey is a photograph of last week. Friday’s official 10-year close is 5.15%. A plan that ignores either fact is not a plan.
Lions · November 13, 2026
A 19–9 road win is earned. The deadline was half a move. Munich is next.
Tigers · November 13, 2026
Pagán is good money on a one-year deal. The ace stays in the past. December 1 is the clock.
Pistons · November 13, 2026
Eight and three, a career-high 52, and Tuesday at San Antonio as the first hard test.
Red Wings · November 13, 2026
A blown 4–1 lead in Sunrise, last place in the Atlantic, and Tampa Bay on Saturday.
Research · November 13, 2026
The Street missed 2026 on the way down. We think it is missing 2027 on the way back. Our base case: a 6.5% 30-year by year-end.
Every show. Dry, direct, makes the other side defend it.
Rate Room and Research. Mortgages, markets, the fine print.
Detroit Sports. Takes a side first and keeps the receipt.